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Comparison

How GetBill compares to traditional debt recovery

Manual processes, traditional methods, or AI powered software: three approaches, very different results. See how they stack up across the criteria that matter most.

SIDE BY SIDE

Every criterion, compared objectively

Criteria Manual Process Traditional approach GetBill
Reminder speed 5 to 15 days Variable delays depending on workload Immediate
Cost per case High (internal FTE time) High cost per case processed Pay as you go credits
Available channels Phone + email only 1 to 2 channels (mail, phone) 5 AI channels (email, SMS, RCS, voicemail, AI call)
Availability Business hours only Business hours only 24/7 automated
Personalisation Depends on the agent Limited, one size fits all Adaptive AI tailored to each debtor
Reporting Manual, spreadsheet based Periodic reporting, often delayed Real time dashboard with full analytics
GDPR compliance Relies on internal discipline Manual compliance tracking Built in, automated, auditable
Scalability Requires proportional headcount Proportional to available resources Unlimited, elastic
Debtor experience Inconsistent, depends on the agent Standardised, little debtor profiling Respectful, personalised, multichannel
Message control Varies by agent Limited real time visibility Scenarios configured and approved by you
Reminder speed
Manual Process 5 to 15 days
Traditional approach Variable delays depending on workload
GetBill Immediate
Cost per case
Manual Process High (internal FTE time)
Traditional approach High cost per case processed
GetBill Pay as you go credits
Available channels
Manual Process Phone + email only
Traditional approach 1 to 2 channels (mail, phone)
GetBill 5 AI channels (email, SMS, RCS, voicemail, AI call)
Availability
Manual Process Business hours only
Traditional approach Business hours only
GetBill 24/7 automated
Personalisation
Manual Process Depends on the agent
Traditional approach Limited, one size fits all
GetBill Adaptive AI tailored to each debtor
Reporting
Manual Process Manual, spreadsheet based
Traditional approach Periodic reporting, often delayed
GetBill Real time dashboard with full analytics
GDPR compliance
Manual Process Relies on internal discipline
Traditional approach Manual compliance tracking
GetBill Built in, automated, auditable
Scalability
Manual Process Requires proportional headcount
Traditional approach Proportional to available resources
GetBill Unlimited, elastic
Debtor experience
Manual Process Inconsistent, depends on the agent
Traditional approach Standardised, little debtor profiling
GetBill Respectful, personalised, multichannel
Message control
Manual Process Varies by agent
Traditional approach Limited real time visibility
GetBill Scenarios configured and approved by you
APPROACHES EXPLAINED

Three ways to handle debt recovery

Manual process

Many companies still handle debt recovery internally, relying on accounting teams or dedicated credit controllers. This approach gives full control over messaging and debtor relationships.

However, it is time intensive and difficult to scale. Each case requires individual attention, and follow ups often slip through the cracks during busy periods. Recovery rates tend to decrease as volumes grow.

The real cost is hidden in FTE time, missed opportunities, and the operational burden placed on teams that should focus on core business activities.

Traditional approach

Without automation, recovery relies on sequential processes: manual reminders, spreadsheet tracking, communication limited to one or two channels. This approach works, but it quickly hits capacity limits as volumes grow.

Delays build naturally: each case waits its turn, reminders go out in batches, and real time tracking is hard to maintain. Cost per case stays high, whether handled in house or externally.

Compliance depends on individual discipline, reporting requires manual compilation, and message personalisation remains constrained by available resources.

DETAILED COMPARISONS

GetBill versus market alternatives

FAQ

Choosing the right recovery approach

Absolutely. Many clients combine GetBill with a specialised agency to cover the full recovery cycle. GetBill handles automated amicable recovery, while the agency steps in for cases requiring legal expertise or advanced negotiation. This complementary approach maximises recovery rates.

Most clients are operational within a few days. You import your debtor data via CSV or API, configure your reminder scenarios, and launch. No complex integration is required to get started.

No. GetBill automates the repetitive follow up work so your team can focus on high value tasks: debtor relationships, dispute resolution, and strategic decision making.

Clients typically see a 40 to 60% improvement in recovery rates within the first three months. The combination of immediate follow up, multichannel outreach, and 24/7 availability makes a significant difference.

Yes. GetBill handles both B2B and B2C scenarios with tailored communication strategies. The AI adapts its tone, channel selection, and escalation timing based on debtor profiles and your configuration.

Yes, many collection agencies use GetBill to automate and scale their operations. The platform lets them handle more cases simultaneously, offer multichannel follow up to their clients, and focus their human and legal expertise on complex cases that truly require it.

Ready to modernise your debt recovery?

See how GetBill compares for your specific use case. Book a personalised demo and get a tailored ROI projection.

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