Recover your unpaid payments before termination and repossession
GetBill contacts your clients from the first missed payment, qualifies the reason and resolves the situation to prevent contract termination and equipment repossession: expired card, oversight, bank change, dispute.
The debt recovery software for equipment, vehicle and asset lessors, serving individuals and small businesses.
Growth creates arrears, arrears slow growth
The more equipment you lease, the more arrears pile up. Your teams cannot keep up, processes are manual, and every termination triggers a costly equipment repossession.
A short cycle that does not forgive
In leasing, the window between a missed payment and termination is often 30 days. If nobody contacts the client within this window, automatic termination follows. Then equipment repossession, residual invoicing and legal proceedings.
Volumes that explode with growth
Your client base doubles, and so do your arrears. But your recovery team cannot keep up. Result: cases pile up, reminders are manual, and the backlog becomes unmanageable.
Consumers and small businesses: specific channels
Your clients do not read postal mail or reminder emails. For consumers and small businesses, SMS and phone calls are the channels that work, far ahead of mail and email.
Repossession costs more than the debt
Repossessing a vehicle, a smartphone or a fleet of computers requires heavy resources: logistics, bailiff, legal proceedings. Every case resolved amicably avoids these costs.
GetBill adapts to all leasing segments:
Resolve within 30 days, before termination
As soon as a missed payment is detected, GetBill triggers an intensive scenario. SMS, email, WhatsApp, AI calls: each channel is activated at the right time to maximize the chances of resolution before the contractual deadline.
- SMS with integrated payment link (45% of resolutions)
- Email, WhatsApp and personalized voicemail drops
- AI calls during peak answer windows (5:30pm to 7:30pm)
- Automatic escalation to collection agency or bailiff if unresolved
Scenario: unpaid lease payment
An AI agent that qualifies, resolves and prevents repossession
The AI agent calls your clients with arrears, understands the root cause and takes action. Cases handled by AI call have a resolution rate 2.4 times higher than written reminders alone.
- Automatic qualification: expired card, oversight, already paid, dispute, fraud
- Payment link sent by SMS during the call
- Real-time payment plan negotiation, according to your rules
- Detection of financial vulnerability situations
- Available evenings and weekends
- Handover to an advisor with full conversation summary
Let your clients resolve on their own
An online space available 24/7: your clients check their situation, update their bank card and settle their payment, without involving your teams.
- Online payment and self-service installment plans
- Up to date documentation for equipment return
- Bank card or account details update
- Online dispute and error reporting
- Inbound calls handled by AI agent evenings and weekends
- Available in 160 languages, web and mobile
Estimate your unpaid lease recovery
What recovery teams are saying
Compliant, secure, connected
Hosted in France, bank-level encryption, full GDPR and AI Act documentation.
Every case resolved amicably avoids a repossession
Start with a batch of 500 cases, via CSV import. Measure results before connecting the API.
Frequently asked questions
They integrate with GetBill
